Retirement planning, not wealth management

Forty years of Tuesdays deserve a plan, not a guess.

Harrow Finch helps people 5 to 15 years from retiring turn their pensions and savings into an income they can actually rely on.

No products pushed, no jargon — just a clear look at what you have and what it means.

The pattern we keep seeing

A folder of pension statements nobody has ever added up into one number.

About Harrow Finch

Built for living off a pension pot, not just growing one.

Harrow Finch was founded on a simple frustration: most financial advice is built around growing a pot, not living off one. We specialise entirely in the years around and after retirement, where the questions change completely. We are paid for the planning, never on commission.

A Harrow Finch retirement adviser at a dining table in a Victorian terraced house
What we do

Three pillars of a retirement that holds up.

Retirement planning isn’t one conversation — it’s an ongoing plan that adjusts as your life does.

01

Retirement Income Planning

We map your pensions, savings and state pension into a sustainable monthly income built to last.

02

Drawdown Strategy

Deciding what to draw, what to leave invested, and in what order, so a bad year in the markets doesn’t become a bad decade for you.

03

Ongoing Reviews

Annual check-ins that adjust your plan as pensions change, markets move, and life takes its turns.

A retired couple walking a coastal path on a clear morning
★★★★★

I had three pensions and no idea what they added up to in real terms. Harrow Finch turned that into a number I actually understood, and a date I could plan my retirement party around.

Graham Whitlock

Retired Site Manager, Leeds

Start planning

Let’s find your number.

A single conversation is usually enough to tell you where you stand and what’s left to figure out.

No products pushed · no jargon
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