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Practical guides for freelance finance.

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The Freelancer Tax Calendar Nobody Gave You

Every deadline, in one place.

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How Much Should You Actually Save Each Month?

The formula I give every client.

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Building an Income Buffer When Pay Is Unpredictable

Three months, minimum.

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Setting Prices When Your Income Isn't Steady

How to price for the slow months too.

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A Simple Bookkeeping System for One-Person Businesses

Three spreadsheets, fifteen minutes a week.

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What to Do the Month a Client Pays Late

The buffer math that keeps you calm.

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